Password is a 'key' allowing you to access to a place, or in our case is the database. Password is confidential and should not be shared. You do not want others to use your login and later found that important information has removed from the database with your user name tagged.
The administrator may create a temporary password for you when creating the user access in MoneyWorks Datacentre, and expecting you to change it after you have logged in to the database.
How to change a password?
Select change password feature from the file menu after you have log in to the MoneyWorks Datacentre successfully with the temporary password. Then, enter the new password and enter the password again to confirm.
Password should be something you can remember but not something too easy for others to guess.